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Many of us are in the pursuit to advance in our careers, achieve ambitious goals, or make more money, so that we can feel safe, successful and accomplished. The problem with avoiding these questions is that we use dreams as a proxy for what we assume to be an accomplishment.

It was easy for people to start a new habit but it was very hard to be consistent. They were motivated to go just for a few months and they stopped. What they don't realize is they stopped the compounding effect. As James Clear said "Habits are the compound interest of self-improvement."

Have you ever gotten a feeling when nagging idea out of your head or constantly had ideas but never started any? Maybe because of fear of failure or fear of being judged. In school, we were taught that failing and making mistakes was bad. This habit has to lead to have no innovation.

Assets are very valuable because if we focus on creating them they can produce returns indefinitely in the future.